Leasing and Financing

Individual solutions to your benefit

Are you interested in alternative payment methods such as leasing or instalment plans? With terms of 12, 24, 36, 48, 54 or 60 months, our bespoke leasing or financing options take your circumstances into account and enable you to make large investments. We find bespoke solutions, always to your benefit.

Mann am RUCK-Messestand im Gespräch mit zwei Besuchenden, im Hintergrund moderne Technik und Messebetrieb.

Make your dreams come true with financial security

Given their high value, purchasing high-quality and comprehensive practice equipment requires careful planning so that you can stay financially sound – which is why we provide attractive and fair financing options. With our support, nothing stands in the way of you purchasing the products of your choice. We especially emphasise offering a range of different financing models so that you can find suitable terms for your needs.

Below, we provide information on our leasing* and financing** options for purchases in the following categories: furnishing, podiatry equipment, mobile podiatry units, hygiene equipment, lighting, massage tables and starter kits. (Item numbers beginning with 10, 11, 12, 26, 32, 37)

*For customers in Germany and Austria. **For customers in Germany, Austria and Switzerland for amounts over 1.000 € within the rest of the EU up to 1.000 €

Leasing – flexible and predictable

Calculate accurately

If you lease the products you want, you can look to the future with financial certainty: changes in interest rates will not influence your planning security and protect you from unpleasant surprises. What’s more, even with high purchase prices, you can opt for low monthly payments. We provide the financing option of leasing in consultation with our leasing partner dlb.

Tax benefit

As your leased product stays the property of the leasing company, your purchase does not affect your balance sheet. The resulting unchanged equity ratio improves your credit rating and balance sheet ratios. Furthermore, the monthly lease payments can be treated as operating costs and offset against monthly turnover , so that your tax liability is reduced, as your lease payments are full tax-deductible.

Effectiveness/cost-effectiveness

Your financial outlay is spread over the useful life of your financed product. During its useful life, your product – for example, your Podiatry Drill – has a direct impact on your financial returns, as it allows you to work more efficiently and perform more treatments. So that your leased product effectively pays for itself, it can perform more treatments.

Return or purchase

A lease-purchase is not the same as hire purchase – the monthly payments are instead a usage fee. During the lease term, your lease payments cover the purchase price and any other charges incurred. At the end of the lease term, you can simply choose between returning the items and purchasing them.

Financing – fast & fair

Direct funding thanks to RUCK

We’re here to help: thanks to our approval of your loan, provided you have a well-maintained credit rating, the funds you need can be approved especially quickly. Simply put your chosen items in your basket, select your preferred financing option, and you won’t have to wait long for approval – quite the opposite: thanks to our instant decision, you can finance your purchases more quickly and easily than ever before.

A wide range of terms

Depending on the amount of financing required, it is possible to have terms of varying lengths of up to two years. However, you also have the option of determining a short term of just a few months – whichever suits you best. Fair interest rates and no additional, hidden fees are a given for us.

To suit every budget

We want to provide everyone with high-quality equipment. That is why it is a personal priority for us to make financing available even to students who are not registered as sole traders. If you are already in work, financing can be worthwhile for you too, thanks to the low monthly payments. As you can see, there is always a way to get the perfect practice equipment!

To stay on the ball

The world of work presents new challenges for you and your practice every day. New technology comes onto the market, or wear and tear on your existing equipment makes a new purchase necessary. For all of this, you need financial resources – thanks to our financing options, you can invest in the latest products and maintain the highest standards in your work.

Note: We can not adjust the interest rate if the loan is repaid early.

So, how is it going?

It couldn’t be simpler: browse through our shop and find your new favourite products. When completing your order, choose the payment method that is perfectly ideal for you and your current financial situation. By the way: if you’re placing a large order, such as for the furnishing of a new practice, we offer attractive project discounts.

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